Finance Your Dream
Renovation With

Enjoy quick approval and up to $50,000 interest-free, repayment free financing for your next renovation or build.

Finance Your Dream
Renovation With

Enjoy quick approval and up to $50,000 interest-free financing for your next renovation or build.

Finance Your Dream
Renovation With

Spread the cost of your home renovation or deck project over time — with flexible payment plans up to $50,000.

WHAT IS HUMM?

Humm is a flexible financing solution designed to help you achieve your renovation goals without the stress of upfront costs. Planning a brand-new deck? An outdoor living space? Or a complete home transformation?

Humm lets you pay for it over time (or when it suits you for up to 6 months) with plans that fit your budget.

With a quick application process, fast approvals, and repayment terms tailored to your needs, you can focus on creating your dream space while we handle the finance side.

What You Can Expect:

  • Fast and simple application process

  • Financing options up to $50,000*

  • 6 month repayment FREE not just interest free
  • Flexible repayment plans when you're ready — fortnightly or monthly

  • Pay on your terms and manage everything online

*Approval subject to credit assessment criteria. Fees, charges and terms and conditions apply.

​HOW HUMM
FINANCING WORKS 

01
Plan Your Dream Project
From a fresh outdoor deck to a complete home renovation, start by talking to our team about your vision. We’ll help design a solution that suits your space, lifestyle, and budget.
02
Apply for Humm Financing
Once you’re ready to move forward, applying for Humm is quick and straightforward. With flexible options available, you can choose a repayment plan that works for you — without the wait.
03
Start Your Renovation
With financing sorted, our team will get to work bringing your project to life. You can focus on the exciting parts of your home transformation while spreading the cost over time.
04
Enjoy Your New Space
From the first sketch to the final screw, we make the process seamless. And thanks to Humm, you can enjoy your upgraded home or outdoor area now, while paying it off with peace of mind.

Finance Your New Project
& Enjoy It Sooner

Trying to create more space? Renovating your backyard? House Flipping? Dream big and do it all on your terms with 6 month interest free and repayment free loans so you can keep cash flow where you want it. 

WHY HOMEOWNERS
CHOOSE HUMM 

When it comes to improving your home, flexibility matters. That’s why so many Perth homeowners choose to finance their renovation or decking project with Humm through Mounts Bay Co.
Flexible Repayments
Spread the cost of your renovation or deck build into manageable instalments that suit your budget and timeline.
Low Upfront Costs
Get started with your dream project sooner — without needing to pay the full amount upfront.
Bigger Possibilities
Finance allows you to invest in quality materials, thoughtful design, and long-lasting finishes that enhance the value of your home.
Trusted and Transparent
Humm is a reputable Australian payment provider. Mounts Bay Co partners with them to ensure a safe, transparent, and stress-free experience from start to finish.

FREQUENTLY ASKED QUESTIONS

Humm90 is a flexible financing service that allows you to borrow up to $50,000 to pay for your renovation or decking project. You can spread repayments over 3 to 120 months, choosing fortnightly or monthly instalments. You’ll also have access to the Humm90 app or online portal to manage your repayments easily.

Once approved, you can use Humm90 to pay for any renovation or decking project with Mounts Bay Co. Simply let us know you’d like to finance your project through Humm90, and we’ll guide you through the process. Approval decisions are often made in minutes if all information is provided.

Applying is simple. You can:

  1. Click [Appy Now] on Humm90's website or download the Humm90 app.
  2. Complete the online application
  3. Once approved, choose how you'd like to use your credit for your Mounts Bay Co. project.

Alternatively, you can apply directly with us when booking your renovation — and we’ll help you with the process from start to finish.

Before applying for Humm, make sure you meet the following criteria:

  • Be 18 years or older
  • Be a permanent Australian resident
  • Hold a valid Australian ID
  • Have a regular source of income
  • Have a good credit score and repayment history*

*Approval subject to credit assessment criteria. Fees, charges and terms and conditions apply.

Things You Should Know

  • ^ Approval within minutes is possible when all lending criteria and information are met.
  • ^ Terms, conditions, fees, and charges apply.
  • ^ Credit limits and terms vary by merchant.

Get Your Home Renovation Started Today!

With Humm, you don’t have to wait to build the home you’ve been dreaming of. Start your renovation project now and enjoy your new space while paying it off in manageable instalments.
Before
After

READY TO LEARN MORE ABOUT HUMM?

Contact us today to learn more about flexible Humm financing options or speak with Mounts Bay Co to see how easy it is to bring your dream project to life.
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    0488780379
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